Wealth and Investments

Pension Risk Management


Balancing Funding, Costs, and Risk

Funding for pension plans has recently endured extreme fluctuations, which will likely continue in the near future. Although strong returns from equities and higher bond yields increase plan funding, they also provide an opportunity to develop and implement an effective risk management strategy.

An Integrated Approach

Mercer provides clients with a holistic approach to pension risk management — one that aligns strategy with the plan’s overall funding status. Mercer’s pension risk consultants have proficiency in developing sophisticated strategies that include:

  • Setting glide paths and de-risking levels.
  • Integrating risk management with funding improvement.
  • Liability-driven investments.
  • Derivatives.
  • Buyouts.
  • Risk-transfer scenarios.

De-risking Dynamics

Mercer can help plans exploit opportunities to de-risk and react dynamically to changing market conditions. We can help establish glide paths and trigger levels. Most plans base triggers on funded status, but we go beyond that and work with clients to develop triggers based on interest rates, allowing plans to lock in higher interest rates automatically. For organizations seeking to terminate their plans, we can help develop time-based triggers.

Global Fiduciary Management

Mercer is the fiduciary manager for clients across the globe. We provide multinational organizations a single point of contact for providing consolidated fiduciary information to sponsors and trustees.

How Mercer Can Help

Mercer’s pension risk consultants have proficiency in developing sophisticated strategies, from setting glide paths and de-risking pension plans to building strong growth portfolios and more.


To find out more about Mercer’s pension risk management programs, and to download our proprietary thought leadership, perspective, and insights, please contact us.

 Speak with a Mercer Consultant

We’re eager to speak with you. Please provide your details below.
*必填欄位
須提供名字
須提供姓氏
須提供職位
須提供公司/機構類型
須提供產業別
須提供電子郵件信箱 電子郵件信箱無效
Phone number is required
須提供公司名稱
須提供國家名稱
請註明您的問題或需求,以便我們安排顧問與您聯繫。留言字數請勿超過250字。

I would like to receive communications about products and offerings from Mercer. I understand that I can unsubscribe at any time. 

By clicking Submit, I agree to the use of my personal information according to the Mercer Privacy Statement. I understand that my personal information may be transferred for processing outside my country of residence, where standards of data protection may be different.

您的表格有誤,請確認欄位有確實填寫之後再重試。.

謝謝您的意見,我們會盡快回覆您。